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PURCHASING A HOME


Buying a home is an important process and it can be intimidating if you don't know where to start. Luckily, we're here to help you through every step. Check out the list below and reach out to your Metro Pros agent with any questions!

THE HOME BUYING PROCESS


Step One: Determine What You Can Afford

Meet with one of our mortgage representatives to become pre-approved. This process will not only pinpoint the price range for your search, but give you a negotiating position for when you put an offer on the house.

Step Two: Outline What You Want

After you pinpoint the features you are looking for including size, style, features, location, accessibility to schools and other personal preferences, you're ready to meet with one of our agents.

Step Three: Initiate Your Home Search

Your agent can provide you with homes that match your criteria, but you also have full access to the MLS System. Register to save your favorite homes, store notes and receive automatic emails of new homes that match your search. Set appointments with your Berkshire Hathaway HomeServices agent to tour any home in the area.

Your agent can supply information on real estate values, taxes, utility costs, municipal services, neighborhood demographics, school data, and even alert you to proposed zoning changes that could affect your decision to buy.

Step Four: Make an Offer

Once you have found the home you wish to purchase your agent will help you submit an offer. The sellers then have the option of accepting, rejecting or counter-offering and your agent will negotiate the best possible terms for you.

Step Five: All the Fine Details

After the contract is accepted and signed by all parties your agent will help you:

  • through the inspection process
  • through the appraisal process
  • through the loan approval process
  • through preliminary title support
  • through approval of the seller's disclosure statement
  • through the escrow process
  • through removing contingencies

Step Six: Close and Move

When all of the conditions of the purchase agreement have been met, your agent will sign your loan documents and closing papers. You will deposit the balance of your down payment and closing costs to escrow, and your lender will deposit the balance of the purchase price. The deed will then be recorded at the County Recorder's office and you will take ownership of your home.

Sign up to receive our Buyer's Guide